Disclaimer

What we are not

PKS India Consultancy is a borrower-support consultancy. We are not a bank, NBFC, credit information company, debt collection agency, recovery agent, or law firm. We do not lend money, and we do not operate as part of any bank or financial institution.

Registration status

We are not registered with, accredited by, or acting under the authority of the Reserve Bank of India (RBI), any credit bureau, or any government licensing body as a bank, NBFC, debt collector, or registered recovery agent. The Debt Recovery Tribunal (DRT) is a adjudicatory body, not a registration authority, and we are not a party to DRT proceedings except as a respondent where the law compels us. Where specific registration or legal representation is required for your matter, you will be guided to the appropriate registered professional.

No guaranteed outcomes

Nothing on this site is a promise, guarantee, or prediction of a settlement, waiver, interest reduction, credit-report correction, or any other specific outcome. Case outcomes depend on lenders, documentation, and circumstances outside our control.

Not legal advice

Content on this website is general guidance, not legal advice. Do not act on it alone where legal rights are at stake — engage an appropriately qualified legal professional for legal advice on your specific matter.

Timeliness of information

Fees, numbers, and policies described here can change. The figures that bind us are the ones written in your individual fee plan and engagement agreement.

Respect for users

We include no fabricated social proof, no invented case studies, and no high-pressure sales tactics on this site. If you see anything that appears otherwise, tell us and we will correct it.