FAQ
Frequently asked questions
Straight answers to the questions borrowers ask us most. If yours isn't here, ask directly.
Yes. The first conversation to understand your situation is free and confidential, with no obligation to proceed.
No. PKS India Consultancy is a borrower-support consultancy. We provide advisory, documentation, and communication guidance. Where legal representation is genuinely required, we coordinate with an appropriate legal professional separately.
A nominal, standard fee (₹1,000) booked when structured work on your case begins. It is confirmed in writing before anything is charged, and its treatment relative to the professional fee is chosen per case.
It is benchmarked at 5% of the agreed case value. The 'case value' basis — total outstanding, disputed amount, settlement exposure, or another agreed measure — is written into your fee plan before any work begins.
Yes. The default plan splits the fee into equal installments on roughly 35-day intervals, with the remainder in the final installment. Your plan is agreed in writing.
No one can honestly guarantee a specific outcome. We guarantee the process — documentation, considered responses, and steady follow-up. Outcomes depend on the lender and your specific situation.
Sanction letter, loan agreement, statements, EMI details, outstanding amounts, notices, and any recovery communication. Missing some is fine — we help you track them down.
Yes, and it's exactly why we exist. Your first message can be simple: 'I need help.' You don't have to explain everything up front.
Yes. Your details and documents are never shared with third parties without your written permission.
It depends on the lender and the situation. Some matters resolve in weeks; others take months with regular follow-up. You'll always know the current status.
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No pressure, no obligation. Tell us what you're facing over the phone, WhatsApp, or the consultation form — and we'll tell you honestly how we can help.